Terms of Service

Acceptance. By creating an account or using Avidity Journey (the “Service”), operated by Avidity Capital Inc. (“Avidity,” “we,” “us”), you agree to these Terms. If you do not agree, do not use the Service.

What the Service is. Avidity Journey provides financial-planning tools, educational content, and estimates for active-duty service members and other users. Figures shown (pension, TSP, BAH/BAS, and similar) are automated estimates for informational purposes only and are not individualized investment, tax, or legal advice.

No advisory relationship from use alone. Using the Service does not by itself create an advisory relationship. An advisory relationship begins only when a written planning or advisory agreement is executed. Advisory services are governed by that agreement and our Form ADV, which control in the event of any conflict with these Terms.

Your account. You are responsible for the accuracy of information you provide and for maintaining the security of your sign-in method. Notify us promptly of any unauthorized access. You must be at least 18 years old to use the Service.

Acceptable use. You agree not to misuse the Service, attempt to access other users’ data, disrupt the platform, or use it for unlawful purposes.

Third-party services. The Service integrates providers such as payment, bank-linking, email, SMS, and video (e.g., Stripe, Plaid, and others). Your use of those features may be subject to the third party’s own terms and privacy practices.

Privacy. Your information is handled per our Privacy Policy. Text-message features are additionally governed by our SMS Terms.

Disclaimers & limitation of liability. The Service is provided “as is” without warranties of any kind. To the maximum extent permitted by law, Avidity is not liable for indirect, incidental, or consequential damages arising from your use of the Service. Nothing here limits liability that cannot be limited under applicable law, including our fiduciary duties where an advisory relationship exists.

Changes & contact. We may update these Terms; material changes will be posted here with a revised date. Questions: support@avidityjourney.com [confirm support contact].

This page is placeholder text pending review by Avidity Capital’s counsel and does not yet constitute final terms.